Pricing & Rates
Processing Rates
eCELLAR’s Stripe integration offers straightforward, flat rate processing based on transaction type.
| Transaction Type | Rate per Transaction |
|---|---|
| Card Present | 3.70% + $0.05 |
| Card Not Present | 3.90% + $0.30 |
| MOTO | 4.40% + $0.35 |
See Understanding Credit Card Transaction Types for additional guidance on how each transaction type is defined.
What’s Included
Your eCELLAR Stripe integration includes:
- Fully integrated payment processing
- Secure tokenized card storage
- Credit card terminal support
- Integrated refunds
- Saved payment methods
- Future access to Apple Pay and Google Pay in Phase 2
Predictable Pricing
One of the biggest advantages of Stripe is its straightforward pricing.
Unlike traditional interchange plus models, eCELLAR’s Stripe offering uses flat rates based on transaction type. This makes it easier to understand your processing costs and budget with greater predictability.
A Note About Stripe Add Ons
Stripe may periodically send communications about new features, services, or changes to optional add ons. We recommend reviewing these communications carefully, as some services may carry additional fees or require action within your Stripe Dashboard.
Upcoming Change to Stripe Radar
Beginning January 22, 2027, accounts using Radar Standard will be charged $0.05 per screened transaction. Previously, Radar Standard was included at no additional charge.
If you do not want to incur this additional fee, you can downgrade to Radar Lite at no additional cost through your Stripe Dashboard. The downgrade option became available July 29, 2026.
Radar Lite continues to include:
- AI based fraud protection for card payments
- Card testing protections
- Basic fraud alerts
Key Dates:
July 29, 2026: Radar Lite downgrade became available in the Stripe Dashboard
January 22, 2027: $0.05 per screened transaction fee begins for Radar Standard
Important: Stripe services and add ons outside of the eCELLAR offering may carry separate fees. We recommend reviewing any Stripe communications regarding pricing or service changes before enabling or accepting additional features.